HSBC Treasury APIs

APIs are transforming treasury. By providing a cost-effective, frictionless technology experience across the piece, they can remove barriers to automation, solve common pain points and potentially deliver levels of system flexibility, agility and scalability that few thus far have imagined.

Connect your systems and services easily and securely with HSBC’s Treasury APIs.

HSBC’s Account Information APIs enable you to get real-time account information. This allows you to make more informed and timely decisions on cash management positions, and achieve greater automation of your reconciliation, account management and cash management processes.

• Real-time information
• Industry standard format
• Available globally
• Can be integrated with existing systems
• Enables increased automation

The Account Balance API provides customers real-time access to their Corporate Current and Term-deposit account balances in an industry-standard ISO 20022 format.

• On-demand Balance Information 24/7 across your global account structure.
• Can be integrated with existing Treasury and Enterprise systems.
• Streamline master account funding, liquidity and cash management processes by gaining visibility of subsidiary accounts on demand.
• Consolidate multi-bank account reporting from 3rd party accounts by integrating with HSBCnet.

The Account Transaction API enables customers to retrieve transaction entries booked to their accounts within a given date or time-range in an industry standard ISO 20022 format.

• On-demand Transaction Information 24/7 across your global account structure.
• Automate transaction monitoring within your existing business systems.
• Resolve errors faster by validating transactions in real-time, reducing operational delays.
• Enable more informed and timely decisions on cash management positions through real-time information.

Find out more about how our APIs can help you today at our API Developer Portal.

In delivering real-time connectivity between bank and corporate, APIs offer the opportunity to capture data around transactions, almost as they happen. Data flow with unprecedented speed, transparency and seamlessness heralds the evolution of most day-to-day treasury activities. But APIs can also deliver transactional data, enriched above and beyond traditional SWIFT messaging content.

With more information, something as fundamental as reconciliations and payments exceptions management can be enhanced, saving time and money. Indeed, as the seamless and transparent banking experience is rolled out through APIs, it progressively removes treasury’s reliance on end-of-day batch processing and host-to-host connection with each bank.

Without APIs, integration of the corporate TMS or ERP with a bank, supplier or other third party can require a heavy lift of technology, almost certainly demanding access to IT resources. Once that integration has been built, there is usually very little re-usability of those connections.